Impaired Life

“Health is not valued till sickness comes” 

Dr. Thomas Fuller (1654 – 1734)


Life Cover can be bought “off-the-peg” at standard rates for standard lives but for some this is not possible and a bespoke solution is required.

Our internet trading style Protect Direct is a specialist in impaired life risk

Protect Direct Online (a trading style of Temple Bar IFA Ltd) is a specialist independent brokerage offering the most time and cost effective method to locate impaired life insurance and impaired pension annuity rates for individuals deemed special risks by the insurance/pension industry – because of their medical history, lifestyle or the need for a large sum assured.

To visit our other site please CLICK ON THE LINK BELOW:

Protect Direct Online is a trading style of Temple Bar Independent Financial Advice Limited


Want to know more?

Phone: 01905 757748   email:

Fax: 01905 75 77 49